Real Health Care Reform

As a candidate for U.S. Senate, I support policies that will provide real health care reform.

In Washington, politicians rarely admit when their policies aren’t working. In fact, the greater the failure, the less willing a politician is to admit that their idea has failed. The result is that Americans needlessly suffer.

That is exactly what is happening today as a result of the health care law passed in 2009, commonly known as ObamaCare. This law is based on the idea that Washington should control your health care dollars and that government can force you to buy insurance, access your medical records, dictate your medical decisions, and restrict your health care choices.

Nearly every single political promise made about ObamaCare in 2009 has been broken.  There are three broken promises that are hurting Michigan families in one way or another. First, as too many families learned last fall, the President broke his promise that “if you like your plan you can keep your plan.”. As it turns out, many people cannot actually keep their plans. As many as six million Americans have seen their plan canceled because of ObamaCare. Second, the President broke his “if you like your doctor, you can keep your doctor” promise because the ObamaCare insurance plans rely on “skinny” networks that do not include broad groups among certain medical specialists. As a result, patients no longer have access to the doctors they need. Third, the American people were promised the law would reduce health care costs and insurance premiums. This is not true either and many people are facing premium hikes of 600%.

ObamaCare has increased health care costs. ObamaCare has caused people to lose their insurance. ObamaCare regulations and taxes have discouraged health care innovation. Small businesses are even scaling back plans to hire more workers to avoid the penalty for having more than 50 employees. Some employers have reduced employees’ hours and have been forced to drop insurance plans.

There is a better way.

Terri’s Solutions

I favor a different approach.  My ideas for real health care reform include:

1. Patient Control.  I want to give patients control over their health care dollars and health care decisions. Individuals, in consultation with their doctors, should have the freedom to make their own health care decisions. Health Savings Accounts (HSAs) are an important tool to achieve these goals.

2. Competition. Competition lowers prices. I want to encourage competition among insurance companies and health care providers. We can encourage competition by allowing people to purchase insurance across state lines and allowing small businesses and individuals to buy insurance as a group.

3. Transparency.  I want to improve transparency in health care, particularly with respect to prices. Hospitals and doctors need to provide patients with better information about costs before treatment.

4. Addressing Pre-Existing Conditions. We should ensure that someone with a pre-existing condition will not be denied coverage in the future.